A. Working Capital Loan
Working capital loans are provided to companies in order to fund day-to-day operational expenses by considering future profits as the major source of repayment. This loan is available in various forms, including a revolving loan facility where companies may drawdown, repay and re-draw loans advanced to it.
 
B. Syndicated Loan
A syndicated loan refers to a loan or other credit facility provided by a syndicated group constituted by multiple qualified banks or other financial institutions to the same borrower based on the same loan conditions and agreement. ICBC may offer a yndicated loan as a mandated lead arranger or a participant.
  

C. Real Estate Development Loan
Real estate development loans refer to loans that we extend to borrowers to finance real estate projects, such as housing, and corresponding facility constructions, such as hotels and retail centers.